Who We Are
StarterHome.Fund is an evergreen real estate investment fund that acquires distressed multifamily properties, converts them to condos, and creates affordable homeownership pathways for working families earning around 80% AMI.
By partnering with nonprofit housing providers and offering down payment assistance, we deliver consistent investor returns while preserving long-term affordability through HOA restrictions. We call it compassionate capitalism: aligning strong financial performance with measurable community impact.
Our Mission
StarterHome.Fund exists to solve America's affordable housing crisis while delivering exceptional returns to investors. We believe wealth creation and community impact aren't opposing forces—they're complementary goals that strengthen each other.
We call it Compassionate Capitalism: a proven business model where helping 1,000 families achieve homeownership generates superior returns for our investors.
Our Values
Compassionate Capitalism
We prove that doing good and doing well aren't mutually exclusive. Every investment creates ripple effects: stable neighborhoods, generational wealth for families, economic growth, and superior investor returns.
Permanent Solutions
We don't just create affordable housing—we create permanently affordable housing through deed restrictions that last 50-250+ years. Future generations benefit from today's investments.
Quality Without Compromise
Our homeowners deserve the same quality as market-rate buyers. We build 30-year homes, not quick flips.
Transparency & Accountability
Quarterly reporting, open communication, and SEC compliance aren't just requirements—they're how we build trust.
Our Track Record
We have built a track record of exceptional performance and meaningful impact:
✓ 6 successful condo conversions completed—each one transforming lives and neighborhoods
✓ $12.5M in assets under management achieved in Year 1, demonstrating strong investor confidence
✓ 15-18% Average Annual Return (AAR) delivered within 12-24 months—outperforming traditional syndications
✓ SEC Reg D 506(c) compliant offerings ensuring regulatory excellence and investor protection
These aren't just investment returns—they're proof that compassionate capitalism works. Every metric represents families achieving homeownership, neighborhoods gaining stability, and investors earning exceptional returns while making a difference.
Leadership Team
John Laine
Founder
John Laine is a real estate syndicator and advocate for Compassionate Capitalism, with over $150M in closed transactions. Through Condo.Fund, and Green Cottage Homes, he partners with nonprofit housing providers and regional housing authorities to create affordable homeownership opportunities in a trillion-dollar underserved market.
With 35+ years in real estate investing and syndication, John blends sharp investing with a community-first mindset—proving you can generate strong returns while solving real problems for working families.
Jerry Miller
CEO
Jerry Miller has 20 years of residential real estate experience and 5 years of commercial real estate experience. Residential experience includes successful fix and flips, property management of section 8 housing and acquisition of over 50 single family properties. Jerry has held multiple roles in general partnerships for land development, value add multi-family, senior debt fund management and a mezzanine debt fund management.
Bjorn Beer
Consultant
Bjorn Beer is a strategic consultant to StarterHome.Fund and its earlier iterations. Beer is a multifamily broker and consultant with SVN Imbrie Realty and a recognized leader in creative disposition and acquisition strategies for public housing authorities and nonprofit housing organizations. He’s been featured in Real Leaders magazine, and was asked to speak at the Consortium of Housing and Asset Management conference.
Bjorn has spoken at national and regional conferences on affordable housing, including on portfolio strategy, mission-aligned dispositions, and preservation economics. He coined the Impact on Equity (IoE) framework to help housing organizations make objective, defensible decisions that maximize long-term affordability.
His work is informed by both professional practice and personal commitment. Bjorn has donated land and financial resources to affordable housing causes, and his first real estate investment resulted in a land donation to Habitat for Humanity. He brings an economics background from Georgetown University, grounding his advisory work in rigorous analysis as well as mission-driven outcomes.
Vikram Jethwani
Director of Marketing
Vikram is an award-winning branding specialist with a proven track record of 20+ years in branding and marketing, having worked across 4 countries. He specializes in Real Estate marketing technology and CRM processes and systems, positioning himself as a top leader in the marketing technology space for real estate businesses.
He owns multiple businesses including Marcom18, BrandMastery360, and AllAboutMultifamilyInvesting. Marcom18 is the branding and marketing agency that provides end-to-end marketing technology solutions to real estate businesses, from website development to brand positioning, social media, email marketing, and automation.
Vikram also provides offshore marketing and operations teams to growing entrepreneurs across the USA without the hassles of compliance, delivering more productivity and value to their businesses.
Beyond his agency work, he shares insights through his fast-growing YouTube channel on branding and marketing with 18,000+ subscribers. He is also active on LinkedIn and Instagram with a sizeable combined followership of 45,000+, where he regularly engages with the marketing and real estate communities.
